Our Story

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 I’m Sandra Mabel Guzman (NMLS #1779388), a licensed mortgage loan officer with over 20 years of experience in the mortgage industry. I help first-time homebuyers and homeowners understand their loan options, get pre-approved, and move forward with confidence.

My approach is simple: clear communication, honest guidance, and support at every step of the loan process. I proudly serve clients in California, Arizona, Nevada, and Tennessee.  

With over two decades in the mortgage industry, I’ve seen firsthand how confusing and overwhelming the home loan process can feel—especially for first-time homebuyers. My goal is to simplify the process, explain your options clearly, and help you make informed decisions without pressure.

I specialize in mortgage pre-approvals, home purchase loans, refinancing, and down payment assistance programs. Whether you’re buying your first home, refinancing an existing mortgage, or exploring assistance programs, I’m here to guide you every step of the way.

•  First-time homebuyers 
• Homeowners looking to refinance 
• Buyers using down payment assistance 
• Families planning their next move

Clients appreciate my straightforward communication, attention to detail, and commitment to guiding them through the mortgage process with confidence. My role isn’t just to close loans—it’s to make sure you understand your options and feel supported from start to finish.